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Retail giant Wal-Mart is reported to be planning on making all its payment terminals in the U.S. compliant with a smartcard-based credit card technology that is already widely used around the world, but not in the U.S. Wal-Mart's plans were disclosed at a smartcard conference being held this week, and was first reported by StoreFront Backtalk earlier on Thursday. StoreFront quoted Jamie Henry, Wal-Mart's director of payment services as saying the retailer was working on making all payment terminals in its domestic stores Chip and PIN capable. Henry was reported as having said that for Wal-Mart, signature-based credit-card transactions had become a "waste of time." Such a move by Wal-Mart would have a widespread ripple-effect across the payment industry